Equipment financing & leasing · $250K – $100M+
Finance the equipment that runs your business.
Plan a commercial equipment purchase with working calculators, a directional eligibility check, and a clear path to apply — numbers first, contact details later.
- Calculators show numbers on-page — no email required
- Eligibility check is directional only — no contact details collected
Who this is for
Four ways in
Buyer
Business Buyers
Financing and leasing structures for companies buying commercial equipment, from a single machine to a full package.
Vendor
Vendors
A point-of-sale program for equipment dealers and manufacturers — quote the machine and the payment together.
Broker
Brokers
A referral path for brokers with commercial equipment deals from $250K to $100M+ — terms set directly, in writing, before the first file.
Complex
Complex Projects
Structured financing for $1M+ projects — multi-asset packages, staged funding, and terms shaped to the cash flow.
Structures
Financing structures
Equipment Financing
A loan secured by the equipment itself: fixed payments, and the title sits with you from day one.
Equipment Leasing
Pay to use the equipment for a set term, with the ending chosen up front — a $1 buyout to own it, or FMV to return, renew, or buy.
Sale-Leaseback
Sell equipment you already own for cash and lease it back — the machine keeps working, and you trade title for capital.
Vendor Financing
For dealers and manufacturers: put a financing path next to every quote, and get the invoice paid at funding.
Funded work
Proof, not promises
No approved proof yet — funded examples and case studies are added only when source-cleared.
Industries
Equipment across nine industries
Manufacturing
CNC machining centers, CNC lathes and turning centers, press brakes and shears
Transportation
sleeper and day-cab semi tractors, dry van trailers, refrigerated trailers
Agriculture
row-crop and utility tractors, combine harvesters and headers, self-propelled sprayers
Restaurant
commercial ranges and convection ovens, walk-in coolers and freezers, commercial fryers
Energy & Infrastructure
commercial solar arrays, battery energy storage systems, standby and prime-power generators
Guides & checklists
Know the process before you start
How it works
Four steps, no surprises
Request
Share the equipment, the amount, and your timeline.
Review
The request is reviewed for fit — no obligation at this stage.
Terms
See the proposed structure and payment before you commit.
Funding
Once terms are accepted, the equipment gets funded and put to work.
Questions
Asked and answered
Four steps. Share the equipment, the amount, and your timeline; the request is reviewed for fit; proposed terms arrive in writing; once you accept, the deal funds and the equipment goes to work. There is no obligation at the review stage, and nothing moves without your signature on terms.
It varies with deal size and file quality, and honest answers stop there. Straightforward equipment loans run on lighter documentation; large or structured projects add appraisal and legal steps. The factor you control is completeness — incomplete files are the most common cause of delay.
Credit profile, time in business, financial strength, and the equipment itself — its age, condition, and resale market. Down payment and existing debt load also weigh in. No single factor decides alone; the whole file is read together. The what-gets-approved guide covers each factor in plain terms.
Yes — used machines are financed every day, including auction purchases with clean paperwork. Age and hours shape the term, since the payment schedule gets matched to the asset's remaining working life. Expect condition documentation on older equipment: photos, hour readings, maintenance records.
The tools and guidance on this site are built for commercial projects from $250K to $100M+ — the range where deals get structured attention: collateral valuation, term sheets, negotiated documentation. Purchases below that line are usually served well by simpler application-style programs. The calculators work at any amount, so run your numbers regardless.
Run the numbers. Then decide.
The calculators and the eligibility check show results on the page — no email required, no contact details collected. When the structure makes sense, the application asks for the equipment, the amount, and your timeline. Terms arrive in writing before anything is owed.